I think you are doing yourself a big favour, not in a positive way, to assume instant spikes and thinking "worst case" with every incident. Its the constant fight of flight loop you need to break. Thats the first step to "healing" and moving forward.
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Normally i can handle "medium high" sounds and brush them of or forget about them in like 1-2 hours but this sound instantly sent me into panic mode (which dosent happen THAT much anymore, maybe once each month). It was more the frequency and the pain in my ear that made this more then the Decibel. If it was 90-95 DB of a normal random sound i would probably not have bothered that much. I do agree with you tho.