You should be fine with some decent studio monitors, kept low. Before I had to shove everything in storage and move I used Kali Audio LP-6's, but Yamaha HS series are what the major studios use. The Kali's are very smooth on the high-end, might be best for your T.
I often find that tinnier speakers i.e. phones and laptops spike things up a bit so maybe invest in something a bit higher quality?
Better than your alternative plan!